Monthly Budget
Our plan goes through drawing up a monthly budget. Although we believe that we control costs, having a plan and carry it out scrupulously help us a lot. On the one hand, we will put the total family income. In the case of income variables, we will put a medium amount prudent not excessive.
As for the fixed costs must be borne in mind that are inexcusable and must be paid: electricity, water, telephone, gas, mortgage and other loans, a community of neighbors, food, transportation to work or school, etc. We will add these expenses and that amount will be untouchable.
If left over, we’ll leave for variable expenses. This remnant will use only the unavoidable contingency medications, school supplies, etc. Try not to spend just to see if we are better off.