Debt settlement companies settle your unsecured debt (credit card debt) for a fraction of the total debt amount. For example, if you owe $ 20,000 to a creditor, then a debt settlement company offers $ 10,000 to pay off the debt without the other $ 10,000.
Credit card companies are reluctant to this kind of offer to take if they think they can collect the entire amount. They use “Scare Tactics” to try the consumer to pay in full to get. They threaten to take your house, your car, your children, and garnish your wages. These threats are all smoke and mirrors, but they do not want you to know.
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